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Most people think that when they buy a home it is the seller that pays for the real estate fees.

Before you begin to look for a home it is important that you first get a pre-approved mortgage. This way, you know exactly what you can afford.

If you are a first time home buyer, buying privately can be a little scary. Hopefully by reading this section you will feel a little bit more comfortable buying privately.

The types of mortgage you are able to obtain can get a little confusing. We will try not to get too complicated.

When you get a mortgage you will need to put a down payment on the purchase price of your home. This can range as low as 5% to 100%.